Terms & Conditions

1. About Cardyvo

Cardyvo (“we”, “us”, “our”) provides tools to create and share a digital business card that opens in any modern browser via NFC tap, QR scan, or a short link. Our services include the free digital card and optional add-ons such as a physical NFC card and an offline share page. Cardyvo is operated by TODO: Company legal name, registered in TODO: jurisdiction, with registered address TODO: address.

2. Accounts & Eligibility

• You must be able to form a binding contract and meet the minimum age required by your local law (generally 16+).
• Provide accurate information and keep your account secure. You’re responsible for activities under your account.
• We may refuse, suspend or terminate accounts that violate these Terms or applicable laws.

3. Free Digital Cards

Cardyvo offers free and unlimited digital cards. You may create, edit, and share your card without charge. Some features (e.g., QR assets, vCard download, Add to Home Screen) are included at no cost. We may introduce new free features or make reasonable changes from time to time.

4. Optional Add-ons

You can optionally purchase add-ons. Your digital card remains free regardless of add-on purchases.

• Physical NFC card. A premium, durable card with an NFC chip that opens your Cardyvo profile by tap. The card is programmable to your Cardyvo link and can be re-programmed by us or by you (where supported).
• Offline share page. A lightweight page stored on your device that shows your QR and a locally encoded vCard to allow contact saving without network connectivity.

5. Orders, Shipping & Returns (Add-ons)

• Placing orders. When you place an order for an add-on, you agree to provide accurate shipping and billing details and to pay applicable charges, taxes and fees.
• Shipping. Delivery times are estimates and not guaranteed. Risk of loss passes to you on delivery.
• Returns. Unless stated otherwise at checkout, unused physical NFC cards may be returned within TODO: X days of delivery. Custom-branded or used cards may not be eligible. Contact us at TODO: email for instructions.
• Defects. If an add-on arrives defective or damaged, notify us within TODO: Y days and we will repair, replace, or refund at our discretion.

6. Acceptable Use

You agree not to misuse Cardyvo. For example, you will not:

• Upload content that is illegal, infringing, deceptive, defamatory, threatening, or hateful.
• Impersonate others or misrepresent your affiliation.
• Send spam, conduct phishing, or distribute malware.
• Interfere with or disrupt the service, attempt to bypass security, or scrape without permission.
• Collect personal data from others without a lawful basis and consent where required.

We may remove content or suspend access for violations.

7. Your Content & License to Cardyvo

• You retain ownership of the content you upload to your card.
• You grant Cardyvo a non-exclusive, worldwide, royalty-free license to host, display and transmit your content as necessary to operate the service.
• You represent and warrant that you have the rights to upload and share your content and that it does not violate any third-party rights or laws.
• We may remove or disable content that we reasonably believe violates these Terms.
• Report alleged infringement to: TODO: legal email (include sufficient detail to assess your claim). For copyright claims, include a takedown request with your contact information and the material’s location.

8. Intellectual Property

Cardyvo, our logos, product names, and the overall look and feel of the service are our intellectual property. You may not use our marks without prior written permission. All rights not expressly granted are reserved.

9. Privacy

How we collect and use information is described in our Privacy Policy. By using Cardyvo, you agree to our privacy practices. For the offline share page, only essential contact data and the vCard/QR are stored locally on your device when you enable the feature.

10. Availability, Changes & Beta Features

• We aim to keep Cardyvo available, but it may be interrupted, limited, or discontinued for maintenance, updates, or other reasons.
• We may modify features, impose limits, or discontinue parts of the service. Where reasonable, we will give notice.
• We may offer beta or experimental features. These are provided “as is” and may change or end at any time.

11. Disclaimers

CARDYVO IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not guarantee that Cardyvo will be uninterrupted, secure, or error-free, or that links, QR codes or NFC will function on all devices or in all environments.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL CARDYVO OR ITS DIRECTORS, EMPLOYEES, OR PARTNERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF CARDYVO, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIMS RELATING TO THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO US (IF ANY) FOR THE RELEVANT ADD-ON DURING THE 6 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM.

13. Indemnification

You will defend, indemnify and hold harmless Cardyvo and our affiliates from any claims, liabilities, damages, losses and expenses (including reasonable legal fees) arising out of or related to your content, your use of the service, or your violation of these Terms or applicable law.

14. Suspension & Termination

You may stop using Cardyvo at any time and request account deletion via TODO: support email. We may suspend or terminate access if you breach these Terms, misuse the service, or if required by law. Upon termination, the licenses granted by you and to you will cease, except that sections which by their nature should survive (e.g., IP, disclaimers, liability limits) will survive.

15. Communications & Notices

You agree to receive service-related emails (e.g., account, security, updates). We may provide notices by email, in-app messages, or by posting to our website. For legal notices to us, email TODO: legal email and mail to TODO: postal address.

16. Governing Law & Disputes

These Terms are governed by the laws of TODO: governing law (e.g., Republic of Lithuania), excluding its conflict of laws rules. Courts located in TODO: venue (city/country) will have exclusive jurisdiction over disputes arising out of or relating to these Terms or Cardyvo, except where applicable law provides otherwise.

17. Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above and, where appropriate, notify you by email or in-app notice. Your continued use of Cardyvo after the changes take effect constitutes acceptance of the updated Terms.

18. Miscellaneous

• Entire agreement. These Terms constitute the entire agreement between you and Cardyvo regarding the service.
• Severability. If any provision is unenforceable, the remaining provisions will remain in effect.
• No waiver. Our failure to enforce a provision is not a waiver of our right to do so later.
• Assignment. You may not assign these Terms without our prior written consent.
• Language. We provide these Terms in English. Translations are for convenience only.
• Export. You agree to comply with applicable export control laws.

19. Contact

Questions about these Terms? Email us at TODO: support@yourdomain.com.